www.kiva.org
At times I've hesitated donating to charities since I've not been sure if the money goes where it is needed, I worry that it ends up being spent on red tape. In addition, for some instances, I'm not sure about "hand outs" (yup, that old jaded negative voice I can't seem to shake).
I'm always interested in a longer term solution.....if one is available...
Kiva is not about donating, it is about investing in people who don't get the opportunity to access capital; known as Microfinance. Microfinance can play a role in alleviating poverty and is effective in empowering women. Poor people have difficulty getting loans and often credit available is relatively expensive.
I'm already invested in 3 Kiva projects and intend to re-invest the money that is paid back. That's another great point, the small amount of upfront money can do good again and again.
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